8 Hacks no one tell while looking for your dream house

When you construct those four walls you dream of a present and future which is safe, secure and with family. While designing every room you think of memories being created. Every accessory you are planning to put is after thorough research and preserving designs since decades to use it in your house.

With loved ones around you will make a dream home where love, life, happiness and prosperity lives. You might have different ideas in your mind and may be feeling clustered on how to proceed or what should be done or what not.

dream house scaled

Here we have shortlisted a few hacks for you so that while looking for your dream house some of your problems can be sorted.

Locality: It is important to check the locality where you are looking for a space. Is it safe and well-guarded? Is it a society or sector division? You can also talk to people living nearby to get an idea about it.

If you are looking for an apartment, you can check the occupancy with the builder. It will help you to estimate how many families are presently living and how many will be moving in shortly. Rasik, who is an expert with TFTH, says that if you are opting for low rise builder floors then checking the authenticity of the builder is of foremost importance.

Permissions: While finalizing the space it is important to cross check the required permissions with the builder for the construction. It is required because while applying for a housing loan the bank will ask for such details and during verification if this comes out to be false, then the loan application will be rejected.

Moreover, if the construction is at an unauthorized place then legal authorities sooner or later might demolish the building citing illegal construction as a reason. If you have valid documents for valid permission you will be having peace of mind and can proceed ahead without any discrepancy.

Price: While looking for a dream house is clear about your budget. Normally what happens is that the broker or agent shows us houses or apartments which do not fit into our pocket. One you have shortlisted your options you have to check the price best suited.

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This is required because you have to plan for the down payment and the EMIs which you will be paying later. It should not make a hole in your budget and create a mess in financial management. Somvati who was searching for TopAssignmentExperts says that you will get a loan on the amount which makes EMI only upto 50 percent of your salary.

Year of construction: The year of construction is important because the renovation will eat up your savings. Apart from this you will be busy fixing the issues like repairing pipelines, changing of electrical wires, redesigning of flooring etc.

If the construction is too old then buying that will be a waste of money other than the plot. Municipal Corporation also asks to vacate the place if according to the rules the building is older than the prescribed limits.

According to the age of the building the maintenance charges will also rise which will be an additional expense for you.

Facilities: Today people look for amenities which are status symbols for them while buying a house. I guess you might be interested in that too. Facilities like market, gymnasium, swimming pool, clubs, sports or recreational complex are mostly preferred.

So when you are looking for something different why not opt for these facilities in the vicinity. No doubt the price of the house will go up but if you can manage a little extra money this will be a good deal to go for. Tarun, who recommends EduWorldUSA, says that the maintenance charges for such facilities are included in the price of the apartment for five years. After that you are charged on a yearly basis.

english tudor cottage

Possession: If you are finalizing a property it is essential to go through the possession terms and conditions. Earlier there were some cases registered by owners of the apartments on the builders that they were not handed over the possession within time and as a result they are becoming defaulters for bank loans. The delay created extra financial pressure on them of the rents they had to pay for that duration.

Normally you get immediate possession after giving down payment but if the property is under construction then it might take a few more months.

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Interior: Some spaces are furnished, some are semi-furnished and some are fully furnished. What kind of space you are looking for. This is decided on the basis of time you have, the budget you have and the preferences of designs you have.

If you are looking for fully furnished space you can check with the builder for customized interior as per your requirements. This can be done on some additional costs and as per your satisfaction.

Negotiations: When many properties are vacant in the building or the place is out of city you can negotiate as a consumer. It is your right. If you are really moved with all aspects of it you can negotiate with the agent and save money for further purchasing of stuff for your house. It all depends on your negotiation skills and ability to judge the seller in front of you.

Hope you have already started looking for your dream house on property websites and even planned a few visits to the sites. Keep these hacks handy and make sure you take your buying decision wisely.

Buying a house involves several emotions, your hard earned money, expectations of your loved ones and bright future of your life. Pandemic is still not gone fully so wear masks when you are visiting and meeting agents. Keep sanitizer handy and all the best for your dream house!

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